It happens to most all of us…
Usually at least once in every person's life comes a time when the need is great and the resources are few.
All of a sudden and without warning, your roof begins to leak! Your hot water heater shuts down and your computer goes up in smoke, the clutch needs to be replaced in your car and your son decides to have his wedding on the Isle of Oahu – all of this within the same week!
As you sit, stunned and you ponder an exit strategy you receive a friendly letter from the IRS explaining that you miscalculated your taxes in 2005, and they now own your house.
At times like this, you need a plan of action. Some useful cost-saving tips and income generating ideas just to make sure you can sleep at night.
And at times like this, you need my new guide…
101 Ways To Raise Emergency Money!
Do you need to know how to curb bad spending habits and start saving emergency funds? And quick?
The truth is, many people find themselves in your position throughout their lives. And it doesn't have to do with how much money you make.
In fact, a recent study found that middle class workers often had the least cash on hand of any other group. Even of those in the lowest income groups!
Once you realize that your lifestyle often decides how desperate you are for cash, it can be the awakening that teaches you to change your habits.
"Who Else Wants To Turn Their Financial Emergency Into An Organized Plan For Recovery?"
The best time to start changing your financial habits for the better is when you are faced with a lack-of-cash emergency. Suddenly your faced with the fact that something needs to change if you are ever going to be financially free.
Within my 50 page guide, "101 Ways To Raise Emergency Money," you'll learn all the tricks, tips, and cost-cutting strategies you need to start saving and earning emergency funds. The report downloads straight to your computer and you can get started raising that cash in less than an hour from now!
…here is just SOME of the information you will find inside:
=> The first key to handling any money emergency. (Page 4)
=> The biggest mistake people make when they meet a financial crisis. (Page 5)
=> When to take out a home equity line of credit – and what to look out for when you do. (Page 5)
=> Why you should think twice before borrowing from your 401k or IRA. (Pages 5-6)
=> How smart citizens take on a hobby that can translate into cash when they're strapped. (Page 6)
=> How ignoring smaller details can lead to disaster. (Page 7)
=> The secret to planning ahead for unexpected (but inevitable) surprises. (Page 7)
=> How to put money away in an emergency fund – even when you don't think you have the discipline. (Pages 7-8)
=> A good rule of thumb for using credit cards ("…don't use the cards for anything can either [blank] or [blank]"). Best used when you can't get yourself to cut your plastic up. (Pages 8-9)
=> 7 ways to trim your expenses down each month starting at home. (Page 9)
=> The secret to creatively saving up a large chunk of cash just by reacting to everyday situations! (Like tipping your savings when you tip a waitress and 15 other ways to save.) (Pages 9-11)
=> 54 life changing financial tips to start adding to your life today (in the beginning, just try adding 2 or 3). (Pages 12-13)
=> 45 everyday tips for saving cash day in and day out (starting now)! (Pages 13-15)
=> 21 ways to keep your old lifestyle and save money doing it. (Pages 15-16)
=> 9 ways to save on energy costs around your home. (Pages 16-17)
=> The secret to keeping warm through the night even after turning the heat off (and it's not about piling on more blankets). (Page 18)
=> How to change the way you think about money. (Page 19)
=> How slightly changing your diet a few days out of the week could help you save $1,200 a year. (Page 20)
=> The "money-game" creative savers play to stock up a hefty chunk of cash. (Page 20)
=> What to do with those glossy catalogs that make it to your house (and tempt you). (Page 21)
=> Refuse to pay full price from here on out (and it will become reality). (Pages 21-22)
=> How a tip from Albert Eintstein can help you save every single day. (Page 22)
=> Why paying even $10 more than your credit card minimums is worth it. (Page 23)
=> 5 ways to save at your bank. (Pages 24-25)
=> 4 questions to ask yourself to re-evaluate your life. (Page 26)
=> How to convince yourself it's time for the "mother" of all garage sales. (Page 27)
=> How to save yourself the national average $1,100 a year by cutting up your credit cards and paying them off. (Page 28)
=> 5 steps in a battle plan that will turn the way you look at finances around (and change your life forever). (Pages 28-31)
=> 3 ways to keep yourself from becoming so emotionally overwhelmed you can't make any progress at all. (Pages 31-32)
=> 7 ways to immediately ease the burden when suddenly hit with a financial crisis (without borrowing). (Pages 32-33)
=> 7 tips for curbing impulse buying. (Page 34)
=> 14 ways to start saving money on gas starting today. (Pages 34-36)
=> 5 tricks to teaching your mind to spend less and save more. (Pages 36-37)
=> 5 credit cards to compare (if you must use one) that will reward you for doing so. (Pages 38-39)
=> Why some financial planners think investing money is a better choice than paying off debts with low interest rates. (Page 40)
=> 5 savings strategies to apply to your everyday living philosophy. (Page 41)
=> How to slash your electric bill in 6 easy steps. (Pages 42-44)
=> Clever ways to save on your cell phone bill, checking account, insurance rates, and mortgage payments. (Pages 44-46)
=> 5 emergency preparedness lists you may wish to put together to make sure you are ready to deal with unforeseen disasters. (Pages 47-50)
And there's MUCH more – guaranteed!